Commercial Real Estate Loans

The Right Commercial Loan for You

Commercial Loan program provides financing for both owner-occupied and investor properties. Refinance your commercial mortgage loan or purchase a commercial property with low fixed rates, up to 30 year terms and 75% leverage. Funded by both bank balance sheet and off-balance sheet assets. Offering several different program options - some with less restrictive underwriting guidelines - ensuring you get the commercial financing that best meets your individual needs and investment objectives.

​

• Loan sizes from $500,000 - $50,000,000

• Traditional property types only

• 15, 20, 25 and 30 year amortizations

• Up to 75% LTV

• No balloons or call options

• Multiple prepayment premium options

• Recourse and non-recourse options

• Two years of stabilized operating history

• Owner occupied or investor properties

• Minimum population requirements

• 3, 5, 7, 10 and 15 year fixed-rate terms

• Prime rate floating options may be available

• Cash out available

• Minimal impound reserves

• 660 minimum credit score required

• 1.25 minimum DSCR